5 WAYS TO SAVE

      24/7 SERVICE - PROGRAM SELECTION - EVENING & WEEKEND APPOINTMENTS

1.  WE INFORM - How many of you have had the "fill in the blank" mortgage experience?  You're told to complete a form or sign a form  and then you go to closing to find out the results.  Yikes - closing is NOT the time to try and figure out what happened during your loan process!  If you're willing to listen, we'll take the time to explain the process, explain your personal loan and answer your questions.  We want you to go to closing with confidence and no unpleasant surprises.  Saving you worry!

2.  LOCAL AND AVAILABLE- We can't tell you how many people have come to us after first trying the on-line mortgage services.  Talk about risky!  They have had absolutely no confidence in the system and even find it practically impossible to talk to the same person whenever they call.  Not ideal!

Now, what about the bank?  Yes, nice people but also difficult to contact if you found that dream house or have questions after hours or on a weekend.

Availability with The Home Team Mortgage is on your schedule.  We check emails, evenings and weekends.  Also our mobile numbers are provided so we can be helpful whenever you have the need.  If your schedule doesn't allow an office visit, we work hard to make ourselves available at a location your choosing.  Where else can you find that kind of service?  Saving you time!

3. WE'RE COMPETITIVE - You're welcome to shop around and we encourage you to do so.  When you're done, we have confidence that our rates and programs will be at the top of your list.  Why?  Because, as mortgage brokers, we have the flexibility of researching programs and rates that are the best in the industry.  Saving you Money!

4.  NO UP FRONT LENDER FEES - When you come to us to talk or even get qualified for a loan, there is no money required.  Our services do not require a penny up front.  The only way we get paid is if your loan closes and funds.  This means we work hard to make the process pleasant and profitable for you.  We realize that you have a choice to go anywhere you desire for your mortgage - but we want your choice to be The Home Team Mortgage. 

If you decide to finance your home with us, the only required up front fee will be for the appraisal.  Check out our appraisal information under the FREE TIPS menu tab on our home page for more information.

5.  WE WORK FOR YOU - Guess what?  We don't report to a manager, a VP or even a president.  There are no quotas, no required profit margins, nothing but the desire to make the home finance process the very best for you so you will want to refer us to others.  Saving you worry, time and money!